Yes. Car Time Supercenter specializes in helping customers with challenged credit get approved for a vehicle. We work with multiple lenders and financing programs designed for buyers with low credit scores, past repossessions, or limited credit history.
There is no minimum credit score required. Our finance team works with a variety of lenders that consider many factors beyond just your credit score, including income, employment, and stability.
Many customers qualify through our $499 Down Payment Assistance program. This program helps make it easier for Tucson drivers to purchase a reliable vehicle without needing a large upfront payment.
Yes. Car Time Supercenter offers flexible financing options including Buy Here Pay Here programs for customers who may not qualify through traditional banks.
Yes. We work with first-time car buyers who have little or no credit history. Our team helps guide you through the financing process and match you with lenders that specialize in first-time buyers.
In many cases, yes. We work with lenders that specialize in helping customers rebuild their credit even after past repossessions or financial difficulties.
Not always. Many customers are approved without a co-signer. However, having a co-signer can sometimes help secure better financing terms.
Most customers complete the car buying process in less than an hour once financing is approved and the vehicle is selected.
Yes. Car Time Supercenter accepts trade-ins and will apply the value of your current vehicle toward your next purchase.
Yes. Self-employed buyers can often qualify for financing with proof of income such as bank statements or tax returns.
Most customers only need:
Many of our financing partners report payment history to major credit bureaus, which can help customers rebuild their credit over time.
Yes. Many lenders will work with buyers who recently relocated, as long as income and residency can be verified.
Yes. Car Time Supercenter carefully selects quality pre-owned vehicles and provides warranty options to help protect your purchase.
Many vehicles at Car Time include a free warranty and maintenance plan, helping customers drive with peace of mind.
Yes. You can browse our full inventory online anytime at CarTimeAuto.com and start the financing process before visiting the dealership.
Car Time Supercenter has proudly served Tucson drivers since 1984, helping thousands of customers find reliable vehicles and flexible financing.
Yes. Our online finance application allows you to get pre-approved quickly and securely from your phone or computer.
We offer a wide selection of reliable pre-owned vehicles including:
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